Your use of this site and the information available on this site are subject to the following conditions of use. By using this site, you are acknowledging your consent to these Terms of Services.

If you do not agree to these terms of use, please do not use this site.



All content included on this site, such as text, graphics, logos, button icons and images (with the exclusion of images of Geneva, MasterCard and Visa logos), is the property of GIRACT and protected by international copyright laws and all rights are reserved. Similarly, the compilation of all content on this site is the exclusive property of GIRACT and protected by such laws. Reproduction, modification, distribution, transmission, republication, display or performance of the content on this site is strictly prohibited.


GIRACT makes every endeavour to provide sound and correct information. However, it can take no responsibility for any consequential loss following the use of its data or recommendations.

GIRACT will not be liable for any damages of any kind arising from the use of this site, including but not limited to direct, indirect, incidental, special, punitive and consequential damages.

Data Privacy & Security

Personal Information
Some parts of the site do require registration for access. Your contact details (including a valid email address and name) are needed in order to process your registration and future logins. This website does NOT use cookies to store any personal information, but rather uses sessions when a user logs in - these sessions will automatically time out after a period of inactivity (1 hour).

GIRACT will not be responsible for controlling access to the site. The site user takes full responsibility for use and dissemination of such usernames/passwords and any use or misuse of such data.

The information you provide will be added to our database. However, we do not sell, trade or rent your personal information to third parties. You may request that your details be removed at any time.